Travel Health Insurance: Don’t Leave The Homeland Without It

Insurance is designed to give us peace of mind. It is there to help us when things go wrong. Whether it is insurance of our health, possessions, or income, we willingly pay our premiums in order to rest easily in knowing that we are protected from loss. Yet it is truly ironic that when we are farthest from home and on foreign lands, our health insurance is often at its most useless. For peace of mind when traveling or living internationally the smart traveler is sure to purchase travel health insurance.

Many of us spend thousands of dollars each year in purchasing comprehensive and complete health insurance coverage. Yet many people are surprised to learn that what is comprehensive coverage within our own borders is often useless when we travel abroad. And it is not just those who purchase extensive private health insurance coverage who are surprised, student health insurance and U.S. Medicare both fail to cover the insured when they are beyond the border.

If you are planning international travel and you wish to avoid the shocking expenses that an unexpected injury or illness can cause, then you should consider the purchase of travel health insurance or bring your own blood pressure watch .

While the format and benefits of various travel health insurance plans can vary, the basic premise remains the same; if something goes wrong you are covered. Depending on the cost of the plan you can purchase coverage that will have various maximum limits, from as little as $25,000 to as much as $1,000,000. Further, it is not uncommon for travel health insurance plans to cover more than just medical bills also heated gloves for arthritis.

Other common features are the cost of medical evacuation in case you need to be moved back to your native country for care or treatment. Accidental death and dismemberment coverage provides insurance benefits in the event of a loss of life, limb, eyesight, speech, or hearing. Some plans will cover the expense of returning your remains to your country of origin in the unfortunate event of death, or cover the expenses of children or family members who need to be returned home due to your condition.

Still others can include coverage for less catastrophic occasions, such as trip cancellation or lost baggage. These features, and others not listed, are not available on all plans so smart consumers will be sure to investigate further in order to determine the plan that best covers their particular needs.

Travel health insurance is a product that should appeal to anyone who is engaged in international travel. Whether coming to or leaving from the United States, travelers can rest comfortably when they know their basic needs will be covered without incurring massive expenses. If you are planning to travel across international lines then you would be wise to investigate your travel health insurance options right away, and a great place to start is by getting a quote from a reputable broker. This can be done with a few clicks of the mouse on the Internet.

If you are traveling through a university function, or with a group tour or cruise line, you may be able to purchase insurance directly from the trip organizers. But do not wait until it is too late; only a few dollars spent before you depart can save you thousands of dollars, or more, as long as you remember to make travel health insurance a staple item in your pre-travel planning.


Budget Vacation Deliberation: Independent Or Package Travel?

When you’ve got to travel under budget limitations, one of the biggest problems that you may face is deciding on whether it’s best to do the planning for all parts of your trip by yourself, such as making separate hotel and airfare reservations, or opting for a package deal in which everything are included for just one price.

The Bitter Truth

Sadly, there is no one specific and easy answer to this kind of dilemma. Why?—because it highly depends on the place that you would want to go to, and what kind of deals are actually available at the moment. For instance, travelling to a lot of European cities is generally often cheaper to arrange by you, most especially during off-season, in which airlines offer special deals on flights going to Europe.

Conversely, if you would want to go to exotic places, such as Egypt, Kenya, South Africa, Morocco, or Asia, it’s usually easier and less expensive if you’ll for a package that’s prearranged by a travel agent or a company. This is because travel agencies offer special deals in collaboration with the resorts and national airlines of such countries. Plus, they could give you considerable discounts just so that they would have a steady business flow in exchange.

Going For Packages

For instance, there are packages going to Egypt in which all you’ve got to pay would be $1,100. This fee would already include your airfare, airport transfers, excellent hotel accommodations, daily breakfast, and everyday sightseeing tours. In fact, these tours are already guided where you can go visit the Sphinx and Pyramids Of Giza. To think of it, this is a really good deal since airfare tickets already cost more than $700 alone.

You could also find similar great deals for a lot of Asian locations, especially China, India, and Taiwan. However, be sure that you research this kind of package deals’ availability if you’re looking for budgeted travel abroad.

Consequently, packages can be very beneficial if you’re looking for vacation packages within the United States. There are lots of fixed rated packages that you can find on the Internet that absolutely offer wonderful deals.

Going Solo

If you’re going solo, you may have a pretty hard time finding great deals in regard to travel packages such as best hot tubs for sale guide. Why?–because the needed single increase could usually make the deal unworthy at all. However, you shouldn’t despair; you could still find great deals out in the market even if package deals seem too expensive for you or are not exactly your thing.

Tips On Getting A Good Package

One vital tip in finding a good package is finding out the exact details of the package. Thus, you should ask them what are included and which ones are not included in the package being offered to you.

Most packages have optional excursions, which could add up considerable expense to you, and could disrupt your budget. Additionally, you should try getting a daily schedule that has all the details on it. Doing this would ensure that you wouldn’t be going by yourself if you don’t go for the options. Also, it would be better if you could ask for a list of optional outings that are available for you. You should also ask for the costs and descriptions, so you could compare prices of packages versus plans that you arrange by yourself.

Air Travel, Disabilities, And The TSA

One of the primary goals of the Transportation Security Administration (TSA) is to provide the highest level of security and customer service to all who pass through our screening checkpoints. Our current policies and procedures focus on ensuring that all passengers, regardless of their personal situations and needs, are treated equally and with the dignity, respect, and courtesy they deserve. Although every person and item must be screened before entering each secure boarding area, it is the manner in which the screening is conducted that is most important.

In order to achieve that goal, TSA has established a program for screening of persons with disabilities and their associated equipment, mobility aids, and devices. Our program covers all categories of disabilities (mobility, hearing, visual, and hidden). As part of that program, we established a coalition of over 70 disability-related groups and organizations to help us understand the concerns of persons with disabilities and medical conditions. These groups have assisted TSA with integrating the unique needs of persons with disabilities into our airport operations.

Since the initial total ban on liquids, gels and aerosols took effect we have learned enough from the UK investigation to say with confidence that small, travel size liquids are safe to bring through security checkpoints in limited numbers. We are confident in our increased security measures throughout the airport. Therefore, passengers can purchase drinks in the secure boarding area and bring them aboard their flights.

TSA’s checkpoint security screening procedures for persons with disabilities and medical conditions have not changed as a result of the current threat situation. All disability-related equipment, aids, and devices continue to be allowed through security checkpoints once cleared through screening.

Additionally, we are continuing to permit prescription liquid medications and other liquids needed by persons with disabilities and medical conditions. This includes:

* All prescription and over-the-counter medications (liquids, gels, and aerosols) including KY jelly, eye drops, and saline solution for medical purposes;
* Liquids including water, juice, or liquid nutrition or gels for passengers with a disability or medical condition;
* Life-support and life-sustaining liquids such as bone marrow, blood products,floor cleaning machine and transplant organs;
* Items used to augment the body for medical or cosmetic reasons such as mastectomy products, prosthetic breasts, bras or shells containing gels, saline solution, or other liquids; and,
* Gels or frozen liquids needed to cool disability or medically related items used by persons with disabilities or medical conditions.

However, if the liquid medications are in volumes larger than 3 ounces each, they may not be placed in the quart-size bag and must be declared to the Transportation Security Officer. A declaration can be made verbally, in writing, or by a person’s companion, caregiver, interpreter, or family member.

Declared liquid medications and other liquids for disabilities and medical conditions must be kept separate from all other property submitted for x-ray screening.


Recharge Body And Mind At A Manchester Airport Hotel

Zap! The lightning bolt flies through the air, barely missing the huge aircraft as it wobbles through the sky. In the cockpit, the pilot furiously makes adjustments on the control panel in front of him. His objective is simple and urgent: to regain control of the 747 as it struggles through the heart of a storm. Zap! Another bolt strikes one of the plane’s engines, putting it out of commission. With half of the aircraft’s four engines destroyed, it cannot remain airborne much longer. The stewards and stewardess are wandering from seat to seat, trying to keep the passengers calm. Suddenly, the plane starts to nosedive. It falls faster and faster towards the ocean! At that moment, the voice of a real pilot is heard throughout the aircraft, announcing that the airport is within sight and that you will land in a few minutes. Then, the movie resumes.

Even with exciting movies shown on board, flights can be tedious. After a long flight, a Manchester airport hotel can help you rejuvenate before your vacation or work begins.

A Trying Trip

The Americans Orville and Wilbur Wright made the first sustained airplane flight on December 17, 1903. The flight, lasting just 120 feet and about 12 seconds, was as comfortable as a ride on a bull’s back. Today, technology has made flying as smooth as silk. While on board, you can sleep, eat, and even walk around, as though you are in your own home. Still, flying can be taxing on one’s mind and body. While some flights can take less than an hour, others can last for half a day. Also, planes provide less room to talk around in than trains or ships do. Eventually, you might feel as though a Manchester airport hotel were a planet away. Arguably the biggest problem that air travel causes is jet lag.

Lags and Rhythms

Many of us have had jet lag, but what exactly is it? Human are used to alternating periods of day and night, which last for set amounts of time. This creates our “circadian rhythms,” affecting our sleepiness, body temperature, metabolism, and the like. So when we travel through different time zones, and particularly during international travel, our circadian rhythms get messed up. The results are jet lag, which can cause sleepiness; difficulty falling asleep at night; and a short temper. A doctor can prescribe medication or sleeping pills to treat jet lag. Nonetheless, after reaching one’s destination, it usually takes a few days for one’s circadian rhythm to “reset.” One way to ensure this happens quickly is to find the right Manchester airport hotel.

Landing a Recovery

Jet leg can fill your head with cobwebs and make your eyes feel like two burnt holes in a blanket. Luckily, you can locate a Manchester airport hotel that will allow you to recover from your trip. These lodgings are often in scenic areas, a short trip to public transportation and tourist spots. These hotel deals are clean, with either a traditional or modern décor. Amenities of a Manchester airport hotel can include:

* Coffee and tea facilities
* Conference rooms
* Free breakfast
* Internet connection
* Ironing equipment
* Laundry service
* Mini refrigerator
* Parking lot
* Phone
* Private restroom
* Restaurant
* Television

Before your trip for business or pleasure really begins, the travel can wear you down. A Manchester airport hotel can help you to recharge mind and body!

Travel Insurance Bargains for Brits

UK travel insurance options, in addition to full year UK travel insurance coverage, are numerous: one-trip or multiple-trip designs, extended stay, business travel designs, several designed  for family travel, and even three that’s focused on the needs of backpacking travelers.

If you are travelling in the UK, or a UK citizen travelling elsewhere, you have lots of options including full year travel insurance. While the occasional traveler such as a vacationer may not find full year travel insurance preferable to the one-trip options, business travelers or other frequent travelers may opt for full year travel insurance as the best time saving and money saving choice.

Instant quotes are available online. On three informative UK site your instant quote is given individually for your choice of single trip, annual (also known as multiple trip) or backpacker.

With  about every plan lost luggage coverage can be included or deleted a la carte, since travelers may find that this protection is included in their homeowners’ owner. Full year UK travel insurance, as well as three or multiple trip options, also includes medical coverage while participating in most sports, although you sometimes must choose this option for the coverage.

Let’s take a look at the full year UK travel insurance quote.

For this quote you are asked to register and then choose destinations. The location choices for this full year UK travel insurance plan are for travel specific to the UK, travel within all of Europe, travel worldwide with the exception of the United States and the Caribbean, word travel that includes the U.S. and the Caribbean, or travel in Australia and/or New Zealand. they indicated that they’re a couple – 45 and 43 years of age – with no children under 19 accompanying us, that they’re travelling throughout all of Europe starting September 1st of 2005, and that they’re going to participate in winter sports.

The highest premium full year UK travel insurance product, offered an amazingly high ceiling on medical coverage – over $17 million -included compensation for any loss of limbs, dental coverage, mountain search and rescue and repatriation for medical emergency.

The quotes, converted from British pounds to U.S. dollars, ranged between $92 and $255, depending on the extent of coverage. At the low end of the full year UK travel insurance coverage they found lower ceilings on medical coverage. These quotes also excluded lost baggage coverage and some sports coverage. An accident during a round of golf, for example, was not included in this quote.

Clearly, if you seek full year UK travel insurance, you’ll find lots of options and something that will fit your wallet.

Tips For Booking Hotels In Pattaya

I have to admit that at present time, booking hotels through internet is one of the most popular ways. You can find hotel accommodation all over the world by only using your fingertip. Apart from that, booking hotel from hotel booking you can get very cheap rate because the competitive market itself. There are a lot of internet website that you can visit, and they are offering different accommodation rate.

However, booking hotel online for major cities is quite easy because it seems that all the website offers complete details of the accommodation such as location, facility, price and how to get to the hotel. Moreover, some website also gives price comparison for users to compare the prices between the same category fo the hotels or compare the prices of hotels in the same location. This is very useful for travelers who eant to plan effective and budget trip. Unfortunately, this could happen only to the major cities, where there are many of information resource available to users.

For some smaller cities but it is the famous tourist attraction, it is almost impossible to get such a abundant information when you use online hotel booking. From my own experience, I found that it is very painful to find information to compare and I finally miss very important information.

I would like to give example when I went to Pattaya. It is a very small city in Thailand, located on the east coast. Even though this place is small, but its reputation is greatly recognized, in terms of living city and tourist attraction. I went there last year to practice Muay thai (Thai boxing) at Fairtex gym.

Before I go, I looked for information all over internet resource for places to go and hotel accommodation. The gym actually have in-house accommodation for Muay Thai students but unfortunately it was full during the period I want to go, so I started to find out more about the accommodation near buy.

I finally got the cheap accommodation near by the gym by getting information from the internet. At the first stage, the website only provide me the name and the price of the accommodation with some pictures of the room. At that time, I have to admit that I really have no choice because the in-house accommodation of the gym is full. So I booked for that hotel from the internet.

When I arrived, it was quite disappoint when I saw the hotel, because it was quite far away from the gym, which I have to take taxi to the gym and this cost me a lot of money. Apart from that the hotel room is not exactly the same as I saw in the picture, but I have arrived, so it seemed too late for me to change anything.

This is a great lesson learnt from me that even though there are millions of online hotel booking websites, but they may provides complete details for hotels in major and popular cities, but for smaller ones, you have to ensure that you got enough information before you go.

Some Very Good Reasons For Staying At The Tugu Bali Hotel

Tugu Bali Hotel

The Top Bali Luxury hotel is situated right on a broad beach on the south west side of Bali, and it is called The Tugu Bali Hotel.

This is very definitely the most romantic hotel in Bali with only 22 rooms, and each decorated with priceless antiques and pictures. In fact wherever you turn in the Tugu Bali Hotel you will see artifacts lovingly collected over many years by the owner. Don’t for one second think that the hotel is in any way out of date, in fact you will find the Tugu has a huge reputation for service, luxury and romance and exceptional hospitality too.

A love of fine art, and a planned wedding, means you need the perfect luxury hotel for the most romantic honeymoon you could possibly have here in Bali, and the Tugu Bali Hotel can and will certainly supply that, and more.

You will find that the Tugu is a wonderful romantic refuge from the outside world, and because it is a little out of the way, the staff who will treat you like royalty go more than out of their way to ensure you don’t have any need to leave. This starts at the international airport at Denpasar where you are picked up and given refreshments during the thirty minute ride, which will then be repeated as you complete the formalities in the beautiful open air reception area.

Looking around you will immediately realize that the Tugu Bali Hotel is not only a luxury hotel in Bali, it is also going to be one of the best experiences of your life, and so romantic if it is your Bali honeymoon, then you couldn’t have chosen better. All the cobble stone paths, the gardens, the Balinese and Javaneses antiques, and the altars make you feel as if you are in a friend’s home and not one of the top luxury hotels in Bali.

It is the personal attention to detail that makes a good hotel into a great one, and the staff here are unobtrusive, know your name, nothing is too much trouble, and wishes are turned quickly into reality, without having to continually sign chits because the staff know who you are.

If you are able to, then stay in one of the suites with the private plunge pool, the courtyard with the huge outdoor bath tub is fantastic, and you could spend some hours in that alone!! It is like being able to step for a few days into a magical world, you’ll almost have to pinch yourself.

The food at the Tugu Bali Hotel is uniformly excellent, and if you get the opportunity take part in the cooking class and the market visit. The cooking class takes place in what is like a film set with a reconstruction of a street kitchen. This one on one lesson is something you’ll never forget especially as you then get to eat it!!

Another experience not to be missed is dusk on the beach at Tugu, where you can watch the sunset over the sea whilst eating a romantic grilled seafood dinner, cooked right in front of you. In fact you can eat wherever you want and this includes the 18th century temple in the grounds, and food is genuine Balinese

Altogether the Tugu Hotel Bali is an oasis, unique in that it is so tranquil in an increasingly hectic world.

Go there especially for your Bali Honeymoon or just to recharge your batteries. Book this hotel now using hostel finder.

Travel to South Africa: Modern Nation, Ancient Origin

Travel to South Africa

South Africa is an extraordinarily unique sub-Saharan African nation jutting formidably – for sailors who have planned to round its cape – into the Atlantic and Indian Oceans at the southernmost top of Africa. The archeological evolution of humanity has been documented in South Africa, with a history as old as any on the planet. Even more, the wildlife and biodiversity of South Africa’s semi-arid plateaus, bush and coastline are possibly the most thrilling and rewarding in all of Africa. Explore the vibrancy of a multiethnic, forward thinking democracy interlaced with the splendor and community of traditional Africa!

The South African Identity – 11 Languages Strong
South Africa stands apart from the rest of Africa with its unique colonial origin that carried over to modern day. Those who travel to South Africa are often drawn by the fascinating multicultural immersion found in a modern country that is confronting racial issues head on. Dutch navigators and settlers occupied the area for much of the 17th and 18th century, importing slaves from India, Madagascar and Indonesia to make up for a labor shortage. The descendents of the resulting interracial marriages make up a large population of the Western Cape today (“Cape Malays”) and displaced much of the local Xhosa and Bantu people. The British ultimately colonized South Africa when the Dutch could no longer fight their own battles against native resistance.

After independence, the European minority remained in political control and apartheid ensued until 1994 when black Africans finally gained full political rights and enfranchisement. Interestingly, South Africa is the only African nation to be ruled by a continuous democracy and the first and only nation in the world to build nuclear weapons only to voluntarily dismantle the weapons program altogether.

Whales, Wine and Wetlands
Since the end of apartheid, it has been much easier to enjoy the spectacular sights of South Africa. From the busting city of Cape Town, hike the iconic Table Mountain National Park when the flat top is covered in an eerie layer of clouds or travel west to the Shipwreck Coast of the Cape of Good Hope where a graveyard of unfortunate naval expeditions are well preserved and add character to the stunning coastline. Also signature of South Africa’s coastline is the abundance of whales. Spend an afternoon in the seaside town of Hermanus, famous for whale watching, or take a guided boat trip to catch a closer glimpse of the majestic creatures. From here, a trip along the popular Garden Route winds through hidden nature reserves, tucked-away coastal towns, national monuments, indigenous forests, sea caves and borders the peaceful desert highlands of the Karoo. The Greater St. Lucia Wetlands Park to the north is worth a visit to see the massive hippos rummaging quietly through the marsh. Unwind from your expeditions in South Africa’s prosperous and productive wine region northeast of Cape Town. Arrange for a stay on an estate in Stellenbosch and treat yourself to a tour of some of the world’s best wine, introduced by Europeans in the 17th century.

Most of the popular areas are in the Western Cape and along the coast, although more pristine wilderness and less urbanized indigenous culture will be found inland. Also, the commercial capitals of Johannesburg, Durban and Pretoria (the administrative capital) are exciting for their urban juxtaposition to the African wilderness at large. South Africa is a wondrous and historic land of global culture visit South Africa that has never been more accessible or enjoyable. Don’t miss out on this fantastic opportunity to explore the gem of the oldest and most diverse continent on earth!

Sponsored by


China Business Visa (F/M)

The required documentation to support your application differs according to the visa you are seeking.  Here we explain some of the requirements though it is not your responsibility to organize all of them, the organisation you will be dealing with will need to arrange the ones special to your visa type, except for tourist visas, of course.  Naturally, you should assist where required by providing information. Preparing the documents can take some time, from a couple of weeks to months, as many bureaucratic procedures are involved.  It is a good idea, however, to keep checking back with them that they are getting on with it as sometimes matters can slip.

Non-business Exchanges and Visits (F Visa)
F is issued to foreigners invited to China on a noncommercial exchange, investigation or visits for scientific-technological, education, cultural exchanges, health or sports activities. In some situations overseas businessmen with a need to travel frequently in and out of China over a longer period may be granted a 12 month multiple entry F.

The F type has over the years been used as a ‘catch all’ option.  Consular offices seem to have been willing to issue them relatively easily and often for longer durations than a tourist L. It is not permitted to work as an employee of a Chinese business in China while on an F (there are a few exceptions such as working for a company funded from overseas), but many people have done so, often with the full knowledge of local officials, but on the other hand some people have been expelled!


Getting Around Shanghai – How To Do It

Shanghai skyline

If you’re taking an international flight to Shanghai, more than likely you will fly into Pudong International Airport. This airport is less than an hour away from Puxi, which is the other section of Shanghai. There is transportation called the Maglev train that is adjacent to the airport and also interacts with the rail system in Shanghai. If Pudong is not your final destination, then you’re better off riding in a taxi.

The airport has different taxi lines, so you have to make sure you use the right one. You may have to pay a higher fare if you get a taxi within the airport. If they try to come up and get you as a passenger, just shoo them away. You’re there to spend money, but not to have people get over on you financially. Just go outside to the official line and get a legitimate taxi.

You can get a rental car, but it’s not always in your best interests. People that come here from other countries would rather have someone drive them around rather than do the driving themselves. Using a taxi would better serve you in order to move around the city. In fact, taxis are very cost effective and you end up spending less than $2.00 to get to your destination.

If you don’t want to do the taxi, another cost-effective way to get around the city is to take public transportation. The city does have a bus system. The buses are usually comfortable, and depending on where you’re going, you can ride it for less than a dollar. Hopefully, if you decide to do this, you’re not in a hurry to get anywhere soon. Buses get stuck in traffic just like vehicles do.

Shanghai Airport would be your destination if you are flying within a city in China. This airport doesn’t have a public transportation hookup yet. The government is currently working on this project. However, there are taxis available to accommodate you.

With the subway rail system, Shanghai has five rail sections available. The government is working on expanding the system so that it can accommodate more people. The price for riding the rail is very cheap, starting at under $.50. This is a great way to get around the city and you have easy access to a lot of places in Shanghai. The trains are kept spotless and at each station, the signage is in both Chinese and English.

In Shanghai alone, there are two rail venues that are able to match up with other Chinese rail systems. Using the rail is one of the best ways to travel in Shanghai. You also have trains that are designated for people who are riding overnight. For instance, if you’re going to Beijing from Shanghai that availabe from Shanghai guesthouse, you will spend at least a half a day on the train.

As with anywhere else, be careful of your surroundings. This is important, especially if you’ve never been to Shanghai before. The last thing you want is your trip to be ruined by you missing something.